- Issue price
- ₹171per share
- Issue size
- ₹925.92 Cr5,41,47,390 shares
- Face value
- ₹1per equity share
- Lot size
- 87 sharesMin. ₹14,877 at the upper price
- Anchor biddingWed, 2026
- OpensThu, 2026
- ClosesTue, 2026
- AllotmentWed, 2026
- ListingFri, 2026
Dates marked in the offer document as tentative. Times in IST.
Information only, not investment advice. This page provides information compiled from official offer documents for information purposes only. It is not investment advice or a recommendation to apply for, buy or sell any security. We are not a SEBI-registered investment adviser or research analyst. Investments in IPOs are subject to market risks; read the offer document carefully before investing.
Issue details
- Issue type
- Book built, fresh issue and offer for sale
- Fresh issue
- 4,97,07,602 shares (₹850 Cr)
- Offer for sale
- 44,39,788 shares (₹75.92 Cr)
- Total issue
- 5,41,47,390 shares (₹925.92 Cr)
- Face value
- ₹1
- Listing at
- NSE, BSE
Source: ProspectusUpdated
Reservation
Share of the total issue- Retail35.0%
- Anchor30.0%
- QIB ex-anchor20.0%
- Big NII10.0%
- Small NII5.0%
| Category | Shares | Of net offer | Stated in RHP |
|---|---|---|---|
| Retail individual investors | 1,89,51,587 | 35.00% | 35% |
| Non-institutional investors (NII) | 81,22,109 | 15.00% | 15% |
| Small NII (₹2–10 lakh) | 27,07,370 | 5.00% | — |
| Big NII (above ₹10 lakh) | 54,14,739 | 10.00% | — |
| Qualified institutional buyers (QIB) | 2,70,73,694 | 50.00% | 50% |
| QIB, excluding anchor | 1,08,29,478 | 20.00% | — |
| Anchor investors | 1,62,44,216 | 30.00% | — |
Source: ProspectusUpdated
Lot size
Amounts at ₹171 per share| Category | Lots | Shares | Amount |
|---|---|---|---|
| Retail individual investors | 1 | 87 | ₹14,877 |
Source: ProspectusUpdated
Subscription
Category-wise subscription is published by the exchanges while the issue is open. It appears here once the figures are added.
Valuation
FY 2024-25, pre-issue- EPS (basic)
- ₹33.09
- EPS (diluted)
- ₹12.79
- P/E (FY 2024-25 diluted EPS at Cap Price)
- 13.37×
- P/E (FY 2024-25 diluted EPS at Floor Price)
- 12.67×
- RoNW
- 17.74%
- RoNW (Nine months ended December 31, 2025 (not annualised))
- 17.63%
- NAV per share (As at December 31, 2025)
- ₹231.84
- NAV per share (After the Offer at Cap Price)
- ₹124.9
- Debt to equity (As at December 31, 2025)
- 1.63
Source: ProspectusUpdated
Financials
Consolidated, restated · ₹ crore| Period ended | 31 Dec 20259 months | 31 Mar 2025FY 2024-25 | 31 Mar 2024FY 2023-24 | 31 Mar 2023FY 2022-23 |
|---|---|---|---|---|
| Revenue from operations | 1,559.90 | 1,337.47 | 1,674.45 | 984.46 |
| Total income | 1,583.93 | 1,352.69 | 1,700.30 | 1,001.51 |
| EBITDA | 488.45 | 403.37 | 358.96 | 97.71 |
| Profit after tax | 199.27 | 160.62 | 197.29 | 27.67 |
| Net worth | 1,254.34 | 1,005.99 | 804.57 | 566.23 |
| Reserves and surplus | 1,242.32 | 995.32 | 794.50 | 556.17 |
| Total assets | 3,568.78 | 2,701.10 | 1,796.53 | 1,275.20 |
FY 2024-25 vs FY 2023-24: revenue −20.1%, profit after tax −18.6%. Periods shorter than 12 months are shown as reported and are not annualised.
Source: ProspectusUpdated
About the company
The company is a technology-enabled lender that offers digital personal loans and loans against property through its mobile application. It serves young, mass-market borrowers and funds loans both on its own balance sheet, via its subsidiary Si Creva, and off its balance sheet through lending partners.
- Incorporated
- 2016
- Industry
- Digital Lending / Fintech
- CIN
- U72900MH2016PLC282573
- Website
- kissht.com
Source: ProspectusUpdated
Promoters and shareholders
| Name | Type | Before issue | After issue | Shares offered |
|---|---|---|---|---|
| Ranvir Singh | Promoter | 18.78% | — | — |
| Krishnan Vishwanathan | Promoter | 13.52% | — | — |
| VenturEast SEDCO Proactive Fund LLC | Selling shareholder | — | — | 1,227 |
| Ventureast Proactive Fund | Selling shareholder | — | — | 48,108 |
| Ammar Sdn Bhd | Selling shareholder | 12.13% | — | 11,56,317 |
| Vertex Ventures SEA Fund III Pte. Ltd. | Selling shareholder | 8.12% | — | 7,92,308 |
| Vertex Growth Fund Pte. Ltd. | Selling shareholder | 7.28% | — | 4,56,831 |
| Vertex Growth Fund II Pte. Ltd. | Selling shareholder | 7.28% | — | 4,56,831 |
| Ventureast Proactive Fund II | Selling shareholder | 6.18% | 4.14% | 5,89,519 |
| Endiya Seed Co-creation Fund | Selling shareholder | 5.61% | 3.76% | 5,35,367 |
| VenturEast Proactive Fund LLC | Selling shareholder | 2.77% | 1.86% | 2,64,522 |
| AION Advisory Services LLP | Selling shareholder | 0.66% | 0.40% | 1,38,758 |
Source: ProspectusUpdated
Objects of the issue
₹ crore| Purpose | Amount |
|---|---|
| Augmenting the Tier-I capital base of subsidiary Si Creva to meet its future capital needs for growth | 637.50 |
| General corporate purposes | 156.59 |
Source: ProspectusUpdated
Peer comparison
As listed in the offer document| Company | EPS | P/E | RoNW | NAV per share |
|---|---|---|---|---|
| OnEMI Technology Solutions LimitedIssuer | ₹33.09 | 13.37× | 17.74% | ₹187.58 |
| Bajaj Finance Limited | ₹26.89 | 34.36× | 19.19% | ₹155.6 |
| Cholamandalam Investment & Finance Company Limited | ₹50.72 | 30.99× | 19.71% | ₹281.45 |
| HDB Financial Services Limited | ₹27.4 | 24.70× | 14.72% | ₹198.8 |
| SBI Cards & Payment Services Limited | ₹20.15 | 33.28× | 14.82% | ₹144.86 |
Source: ProspectusUpdated
Strengths and risks
Our summary of what the offer document statesStrengths
- Large user base built through multiple online and offline acquisition channels.
- Automated underwriting and collections systems supported by a cloud-native, in-house technology platform.
- Funding comes from both on-book lending and off-book partner arrangements, with a diversified lender base.
- AUM and profit after tax have grown strongly across the recent financial years.
- Founders have long experience in digital lending and risk management, backed by institutional investors.
Risks
- Most of the loan book is unsecured, which carries higher default and recovery risk.
- The company and its subsidiary have reported negative operating cash flows in several periods.
- Contingent liabilities of about ₹17,934.86 million are not provided for, mainly a corporate guarantee for the subsidiary.
- The proceeds depend on the subsidiary's capital needs and regulatory capital adequacy requirements.
- Reliance on technology platforms and on continued demand for its digital products carries execution risk.
Source: ProspectusUpdated
Documents
Contacts
Source: ProspectusUpdated
Allotment status
Check whether shares were allotted on the official pages below, using your PAN, application number or DP/client ID. Results appear once the basis of allotment is finalised.
- Allotment
- Refunds
- Demat credit
- Listing
Source: ProspectusUpdated
After listing
Listing price, day-one high and low, and the change from the issue price (₹171) appear here after the shares list on NSE and BSE.
Work out the gain or loss on allotted shares after charges and tax →
Frequently asked questions
When does the Onemi Technology Solutions IPO open and close?
According to the Prospectus, the issue opens on Thursday, 30 April 2026 and closes on Tuesday, 5 May 2026.
What is the Onemi Technology Solutions IPO price band?
The final issue price is ₹171 per share.
What is the lot size of the Onemi Technology Solutions IPO?
One lot is 87 shares, which is ₹14,877 at ₹171 per share.
Where will Onemi Technology Solutions shares list?
On NSE and BSE. The tentative listing date is Friday, 8 May 2026.
Who is the registrar of the issue?
KFin Technologies Limited (SEBI registration INR000000221). Allotment status is checked on the registrar's website.
How do I check the Onemi Technology Solutions IPO allotment status?
The basis of allotment is expected to be finalised on Wednesday, 6 May 2026. After that, search by PAN, application number or DP/client ID on the registrar's website (KFin Technologies Limited), the NSE website or the BSE website. Shares that are allotted are credited to your demat account; for an application that is not allotted, the blocked amount is released.
How will the money raised be used?
₹637.5 Cr for augmenting the Tier-I capital base of subsidiary Si Creva to meet its future capital needs for growth, ₹156.59 Cr for general corporate purposes.
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